The NHs is constantly under pressure and so, the private GP might have to go a long way. The NHS allows you to get medical support which is accessible to all and has been considered among the biggest achievements in the UK. But the thought about its longevity has left many people wonder if the private healthcare would be a better option in future.
According to a report, more than half of the UK believe that patients can be treated at private hospitals and almost the same number of people have considered that these private establishments need to lessen waiting lists for the NHS.
Is private healthcare in the UK the answer?
People are considering other possible options and private healthcare has been considered to be the fundamental alternative in the UK. According to a private Gp in Harley Street, London nearly 53% people are saying that they would like to pay for private healthcare when they could afford it. But the cost of going private seemed to be the major factor for remaining with the NHS.
Advantages of private healthcare in the UK
- Rapid diagnosis for quick treatment – One of the major pitfalls of the NHS is waiting time for the treatment after some referral or diagnosis. Though it has improved not to wait for more than 18 weeks, private care will reduce the waiting time drastically which means you can be diagnosed as well as treated soon. So, quick appointments ensure faster treatment.
- Innovative healthcare – The private hospitals have better access to the recent medication as well as treatment processes. This means you can receive much effective treatment which can cause comfortable one and less recovery time.
- Private facilities – The private hospitals are about some private facilities so that you may pay for your own room. Your spouse can be there with you for giving additional support. There are different grades of private care which can be more affordable such as sharing a room with one or more people but more than four people should not stay in a room. Some people find that this privacy helps in their recovery as they consider it more comfortable in a personal environment.
- Support all the time – The dedication of NHS staff and the level of utmost care is there to meet the highest standards but the private facilities seem to have much more flexibility with the support they offer to patients. The customer care teams as well as aftercare plans provide hands-on-care 24/7.
- More personalised approach – It is nothing uncommon to find a different doctor each time you need to go for a consultation at the NHS. Though this does not mean they do not have much speed for your case, it is really great to visit the same doctor during the treatment. With private care, you will be able to select your consultant and visit them every time you seek to book an appointment.
There are certain disadvantages to private medical care such as – one-off treatments or cost of insurance. With some insurance plans, you might find that the treatment for certain diseases or conditions won’t be covered and you get only what you pay for. Thus, the more amount of coverage you want, the more money you need to pay out. It is necessary to complete your homework related to private medical insurance or PMI.
Though the UK residents may get free health care on the NHS, having private medical insurance means some or all the medical bills will be paid through a private hospital. You may want to have this kind of insurance for the care you obtain from the NHS or wish to select private hospitals for getting all kinds of medical care needs.
When you want to take out PMI, it is necessary to consider the kind of policy you wish to go with and know what is and is not there. For most cases, a basic policy covers for in-patient and out-patient tests as well as surgeries though there are exceptions such as – any present conditions, pregnancy, organ transplant, injuries while playing dangerous sports and childbirth among others.
When you do not want to take out PMI, you will have to use other possible means to pay for private care like savings.
There isn’t any option to postpone NHS-related payments from the taxes paid from your monthly salary. So, when you need to opt for private healthcare at a private GP clinic, you will have to pay for the service.